Opportunistic or Reckless

There’s a vast difference between being opportunistic and being reckless, but sometimes it’s hard to tell which you’re being, because even though they’re two very different things, they look so similar. This is even more apparent when the focus is your career. People may feel as if you’re facing a decision that shouldn’t be a concern, you have a good thing going, and it takes a vast amount of stupidity to screw that up.

Unless what you’re doing isn’t screwing up, but moving forward. Grabbing the opportunities provided to you, and running with them.

So how can you tell what you’re being? Well, it’s actually easier to tell than you’d think. Reckless decisions are quick, not considered, and more often than not they end up with you in a worse position than you were in to begin with. Opportunistic decisions have been thought about, even if only for a few brief moments, enough thought has been put into them to justify the decision. This thought has led you to believe that taking that opportunity is going to move you forward, in the direction that you’d like to go.

I’ve had the pleasure of making more than my fair share of reckless decisions, as well as taking more than my fair share of opportunities. The more you work for what you have, the more opportunities present themselves.

It’s important to remember that all opportunities can be reckless decisions, but no opportunistic choice is a reckless decision.

Advertisements

Growing, Expanding, Caring

I started this blog not long ago, not for any particular reason, except to expound my beliefs about finance. In the grand scheme of things, I’m nobody. I’m just a guy, with a blog, and a couple of dollars in the stock market. I play around, I succeed, I fail, I write. I’m vulgar, and sometimes borderline offensive, but I’m honest.

And I care.

I care about you, your finances, your life. I want to hear about it, I want to know how you’re doing, how you’re succeeding, how you’re failing. I want to know what you’ve tried, what you haven’t, because I want to see us all succeed. Personal finance is not a zero-sum game. I fully believe we can all see growth, and I think that growth will cause balance, and in that balance we will find happiness.

And apparently there are a couple of you out there that believe the same things, or at least enjoy my vulgarity enough to come back and read the blog from time to time. And to you, I say thank you. Thank you for sticking around, and listening, while I write the shit I write, and try to only make a little bit of a fool of myself.

You’ll notice the URL has changed. I decided to use some of the money from my tax return this year to pay for a URL for the site, so it could grow, mature, just like we have. With the expansion of my eBook listings, and the direction I’ve decided to take the site, I’m realizing that it’s becoming more than my personal dumping ground of ideas, so I’m going to make it more than it was.

You’ve inspired me, oh digital reader. And inspiration is good.

Now here’s a cow.

Moo, bitches...

Moo, bitches…

The Ever Simplifying Month To Profit Calculation

My posts vary from being somewhat stupid, to filled with lots of math that confuses a lot of people. That’s because I’m somewhat stupid, but filled with lots of math that confuses people. That said, I took my 3 months to profit calculation, and added it to the Capitalist Cares Stock Portfolio.

Why would I do this? Is it for me? Yes, partially. Though, I do the math rather quickly most of the time, it’s easier to just input the numbers and find the “sweet” spot that fits the price into my budget and time frame.

But, mainly, it was for you. Because, you see, I know I’m confusing, but I truly do want to help you–which is why I’m working on a bunch of other things that should be discussed more later this year, or early next year (yes, I plan that far ahead [ holy shit, nested parentheticals ] )–Woah…that was a trip.

 

They had the money

Some excellent insights into choosing the right tenants.

Positive Cash Flow

This past weekend, I was scheduled to show a foreclosed property that one of my clients was looking to buy. I arrived about 15 minutes early and was walking through the property when someone knocked at the door. It was a neighbor who was a little curious about what was going on with the house because it had been vacant for so long. He gave me a pretty good history of the house. I told him that I had a client coming to see it and possibly buy it and that he was an investor looking to buy it as a rental property. This gentleman let me know that he had four rentals locally and how bad tenants were in that area. When I asked him to explain, he told me about all the bad things his tenants had done. Security deposit never covers the damages they create. I was…

View original post 430 more words

Give Them What They Want

I’m a game maker, that’s my day job. I create games that other people play. What I’ve learned from this, I’ve adopted for my views on capitalism. I find that you can make more money while helping more people by just listening to what they want. Recently I’ve been approached by quite a few people who are tired of the game they play, and who know me, and trust me. I’ve developed that trust over years of listening to them, giving them advice, and taking advice from them. They’ve contacted me, telling me that they’re not being listened to, that they’re missing that something in this current game, and want me to make my own. So what does this mean for capitalism?

Listen When Your Competitors Customers Complain

The best way to be competitive is to listen to your competitors customers. Why? They’re the ones spending the money. If they’re complaining, you can figure out how to fix those complaints. Even if you are identical companies, if you can figure out how to make those customers stop complaining, they will turn to you and start spending their money with you.

Read Between The Lines

Users are great sources of information, but if you’re only listening to what they’re saying, and assuming that they’re saying exactly what they want, you’re going to get it wrong more than half the time. Users don’t know what they want. They know what they think they want, but they, more often than not, don’t want that. They want something similar to what they’re saying, and you can figure this out by listening to the subtext of what they’re saying, and how they’re saying it.

All in all, I’m saying what everyone has always said. The customer is always right. I’m just saying, that sometimes, they’re absolutely wrong.